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SAVINGS AND
INVESTMENTS
Almost everyone has a
general need for savings and investment throughout life. Those who do not
have accumulated capital need to build it by savings from income; those
with existing capital need to invest if to fulfil their investment
objectives at an acceptable and prudent level of risk. The range of
alternative forms of savings and investments available in the marketplace
is enormous. Each investment can be categorized into different levels of
risk and tax treatment. We can help you to make the most of your savings
and investments whether you require growth or income. We will help you to
understand the various options available and explain in plain English the
level of risk attached to an investment. If you have received inheritance,
compensation payment, pension scheme lump sum, maturing investment or
simply accumulated capital form savings it is a wise decision to contact us
and we will guide you through the important decision of where to place your
capital.
Whether you are
seeking to invest a lump sum or save on a regular basis, managing risk in
the increasingly diverse and complex investment market is very important.
We can offer advice
across a wide spectrum of investments for example:
Individual Savings Account (ISAs)
Annuities
Guaranteed Income and Growth Bonds
Insurance Bonds
Investment Trusts
National Savings Products
Offshore Funds
Regular Savings Plans Unit Trusts
OEICs
What is an ISA?
An Individual Savings
Account (ISA) is an investment that shelters your savings from income and
capital gains tax, and which can provide you with tax free income or
capital growth. You can choose from a wide range of investments including
cash, stock market investments and life insurance.
To help you Contact us
Long-term Care
Long Term Care is
required when a person becomes ill or suffers a disability that makes them
unable to perform certain 'activities of daily living' (ADL's). Hundreds of
thousands of pensioners in the UK need Long Term Care, where
savings and assets exceed a certain amount they are not entitled to any
help from the State - for some people the only option is to sell their
home. This is a relatively new market, we have the experience and knowledge
in this area that will help you to understand Long Term Care and how it can
benefit you and your family.
The value of your
investments can fall as well as rise. Past performance is not a guarantee
to future returns
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